The calendar
What expires and when. The ISA allowance and the capital gains exemption go on 5 April and do not carry over. Payments on account fall on 31 January and 31 July. Corporation tax is due nine months and a day after your company year end.
£9 a month, or £90 a year
Watch your position
The free snapshot is true on the day you work it out. Watching a position keeps your figures, recomputes them every month when rates move, and shows the income thresholds around you in order: what each one costs and how far above it you sit.
What arrives, every month
What changed
When a registered threshold moves at a Budget or on 6 April, your position is recomputed against the new figure and the monthly note explains what changed.
The ground either side of you
Every income threshold that acts on your figures, in order: which are below you, what each one is taking now, and how far above each one you are. The free snapshot says where you are standing. This is the shape of the terrain around it, and no single calculator on this site can draw it.
What it is not
It is not advice, and it is not a person. Nothing it sends you is an instruction. Every line states what a rule does to a figure you gave us and which number changes the outcome. That is the difference between information and a personal recommendation, which is a regulated activity this site is not authorised to carry on.
It does not rank providers, recommend a platform or a product, or receive a penny from anyone whose name might appear in it. That is written down on the disclosure page and it is not going to change.
Income tax, National Insurance, student loan repayments and Scottish rates are not modelled. Anything material still belongs with an accountant or a regulated adviser who can see your whole position.
Not open yet
It is not taking payment today
The report is built and tested; the monthly watch is being finished now. Payment stays off until a qualified reviewer has been through the wording. Charging for something personal about your money raises the regulatory bar, and we want that cleared before the first subscription.
Work out your position free in the meantime. Join the letter and you will be told when the watch opens, at £9 a month, which is the price whether you are told early or late.
The Swealth letter
Be told when the watch opens
One letter a week on Thursday meanwhile, and the UK Wealth Blueprint to start with.