Skip to content
Swealth
Get the Blueprint

The Ledger

A record of what is known

Long-form writing on six subjects, in the order money tends to move through a working life. Figures are registered with where we read them and when they are due another look; miss a recheck date and the site stops building.

We publish fewer than two dozen pieces a year, and nothing ships without a named reviewer. A subject with no article yet still has its figures registered and its boundary written down. The numbers are usable even when the prose is still in draft.

  1. Earn

    Running a company, working for yourself, and income that does not land on the same day each month.

    8 sourced figuresnext checked 1 March 2027Writing held

  2. Keep

    Thresholds, tapers, and the places where another pound of income can cost more than a pound.

    7 sourced figuresnext checked 1 March 2027Writing held

  3. Protect

    Cash you can reach, debt that costs more than markets tend to return, and cover for shocks.

    2 sourced figuresnext checked 1 March 20271 piece

  4. Grow

    ISAs, pensions, and what compounding adds over time.

    7 sourced figuresnext checked 1 March 20271 piece

  5. Own

    Property, equity, and what it costs to hold an asset.

    3 sourced figuresnext checked 1 March 2027Writing held

  6. Pass on

    Inheritance, gifts, and what survives a handover.

    5 sourced figuresnext checked 1 March 20271 piece

An empty leather armchair by a window, a cup of tea on a side table and a blanket over the arm.

Questions

How this is written, and checked

Why do some pieces say they have not been reviewed?

Because no qualified reviewer has signed them yet. Our rule is that tax and pension content stays unpublished for search until someone with the right credentials puts their name on it. Until then you will see a banner, the piece stays out of the sitemap, and robots are asked not to index it.

We would rather ship the writing with that label than pretend it has been checked when it has not. The banner comes down once a reviewer is named on the record.

How often is this checked again?

Each registered figure has its own recheck date. Tax-year numbers are due before April each year. Published articles carry review dates too, and they drop out of search if nobody renews them in time.

Stale allowances are how money sites mislead people over time. The register and the review dates are how we try to avoid that.

The Swealth letter

One letter a week, on Thursday

What moved in British money that week, in plain language. Start with the UK Wealth Blueprint.